[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.jkos.cz\/kdyz-se-rekne-bohatstvi\/#Article","mainEntityOfPage":"https:\/\/www.jkos.cz\/kdyz-se-rekne-bohatstvi\/","headline":"Kdy\u017e se \u0159ekne bohatstv\u00ed","name":"Kdy\u017e se \u0159ekne bohatstv\u00ed","description":"V \u010dem tkv\u00ed bohatstv\u00ed? Je to v pen\u011bz\u00edch, majetku a ve financ\u00edch? Ka\u017ed\u00fd, kdo se","datePublished":"2019-04-20","dateModified":"2023-05-03","author":{"@type":"Person","@id":"https:\/\/www.jkos.cz\/author\/#Person","name":"","url":"https:\/\/www.jkos.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/93f351f97d5e20a41105810347d62b8b573eebe9313df1f71432877ed17f5f1a?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/93f351f97d5e20a41105810347d62b8b573eebe9313df1f71432877ed17f5f1a?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"jkos.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.jkos.cz\/wp-content\/uploads\/img_a346496_w1699_t1560852255.jpg","url":"https:\/\/www.jkos.cz\/wp-content\/uploads\/img_a346496_w1699_t1560852255.jpg","height":0,"width":0},"url":"https:\/\/www.jkos.cz\/kdyz-se-rekne-bohatstvi\/","about":["Ekonomika"],"wordCount":503,"articleBody":"          V \u010dem tkv\u00ed bohatstv\u00ed? Je to v pen\u011bz\u00edch, majetku a ve financ\u00edch? Ka\u017ed\u00fd, kdo se zamysl\u00ed a p\u0159em\u00fd\u0161l\u00ed, trochu v uvozovk\u00e1ch norm\u00e1ln\u011b, v\u00ed, \u017ee bohatstv\u00ed nespo\u010d\u00edv\u00e1 v pen\u011bz\u00edch ani majetc\u00edch, ale v tom, jac\u00ed jsme a koho m\u00e1me r\u00e1di, jak se chov\u00e1me a jak \u017eijeme. To je na\u0161e prav\u00e9 bohatstv\u00ed, proto\u017ee m\u016f\u017eeme m\u00edt miliony a nemus\u00edme b\u00fdt vnit\u0159n\u011b \u0161\u0165astn\u00ed a m\u016f\u017eeme m\u00edt p\u00e1r korun v kapse a m\u016f\u017eeme b\u00fdt \u0161\u0165astn\u00ed a na tom sv\u011bt\u011b spokojen\u00ed. Bohatstv\u00ed tak\u00e9 tkv\u00ed ve zdrav\u00ed. Kdo ho nem\u00e1, ten po n\u011bm tou\u017e\u00ed, kdo ho m\u00e1, si jej nev\u00e1\u017e\u00ed, a to nen\u00ed \u017e\u00e1dn\u00e9 moudro, to n\u00e1m napov\u00edd\u00e1 selsk\u00fd rozum. Zdrav\u00ed by m\u011blo b\u00fdt pro ka\u017ed\u00e9ho prvo\u0159ad\u00e9. Jenom\u017ee bez pen\u011bz se tak\u00e9 ned\u00e1 \u017e\u00edt, to mus\u00edme br\u00e1t v potaz, tak\u017ee ten, kdo pen\u00edze pot\u0159ebuje a nevlastn\u00ed je, bude z\u0159ejm\u011b uva\u017eovat nad p\u016fj\u010dkou. Nejlep\u0161\u00ed jsou v t\u00e9to oblasti z na\u0161\u00ed vlastn\u00ed zku\u0161enosti \u00fav\u011bry, proto\u017ee ru\u010d\u00edte nemovitost\u00ed a z\u00edsk\u00e1te t\u00edm nejni\u017e\u0161\u00ed mo\u017en\u00fd \u00farok na trhu. Ru\u010den\u00ed nemovitost\u00ed spo\u010d\u00edv\u00e1 v tom, \u017ee ji d\u00e1te takzvan\u011b do z\u00e1stavy. Odhadne se jej\u00ed celkov\u00e1 hodnota a podle toho m\u016f\u017eete z\u00edskat t\u0159eba a\u017e 70% z t\u00e9to odhadn\u00ed ceny. Plnou hodnotu v\u0161ak nikdy z\u00edskat nem\u016f\u017eete, proto\u017ee to je d\u00e1no normami a platn\u00fdm povolen\u00edm vydan\u00fdm \u010cNB. Jakmile je v\u0161e propo\u010d\u00edt\u00e1no, p\u0159ipo\u010d\u00edt\u00e1 se \u00farokov\u00e1 sazba v p\u0159\u00edpad\u011b spot\u0159ebitelsk\u00fdch \u00fav\u011br\u016f za\u010d\u00edn\u00e1 ji\u017e na 4% p.a., pokud nem\u00e1te z\u00e1znam nebo jde pouze o n\u011bjakou drobnost a jestli\u017ee m\u00e1te v\u00e1\u017en\u011bj\u0161\u00ed z\u00e1znam nebo dluhy a exekuce, pak za\u010d\u00edn\u00e1m na 7% p.a. Je v\u0161ak mo\u017en\u00e9 jednat a tolerovat z\u00e1znamy, tak\u017ee je zde v\u017edy n\u011bjak\u00e1 nad\u011bje. Podnikatelsk\u00e9 \u00fav\u011bry poskytujeme firm\u00e1m, podnikatel\u016fm a OSV\u010c jako pen\u00edze, kter\u00e9 pou\u017eij\u00ed do podnik\u00e1n\u00ed.  Spot\u0159ebitelsk\u00e9 a podnikatelsk\u00e9 \u00fav\u011bry s v\u00fdhodn\u00fdmi podm\u00ednkami a splatnost\u00ed a\u017e 30 let. https:\/\/www.hypotekybezregistru.cz\/ Vypl\u0148te online \u017e\u00e1dost   Tato slu\u017eba je zdarma, nic za n\u00ed platit nebudete. My se s v\u00e1mi sezn\u00e1m\u00edme, za\u010dneme se zab\u00fdvat va\u0161\u00edm p\u0159\u00edpadem a na z\u00e1kladn\u011b dodan\u00fdch informac\u00ed, v\u00e1m provedeme p\u0159edb\u011b\u017en\u00fd n\u00e1vrh, kter\u00fd v\u00e1m za\u0161leme. N\u00e1sledn\u011b se m\u016f\u017eete rozhodnout, zdali budete s n\u00e1mi nad\u00e1le spolupracovat a ud\u011bl\u00e1me ji\u017e konkr\u00e9tn\u00ed nab\u00eddku v\u00e1m na m\u00edru, nebo zdali m\u00e1te jinou mo\u017enost a zvol\u00edte n\u011bco jin\u00e9ho. Za proveden\u00ed n\u00e1vrhu se nic neplat\u00ed ani p\u0159edem, ani posl\u00e9ze. Tato slu\u017eba je zdarma.                                                                                                                                                                                                                                                                                                                                                                                          4.4\/5 - (7 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kdy\u017e se \u0159ekne bohatstv\u00ed","item":"https:\/\/www.jkos.cz\/kdyz-se-rekne-bohatstvi\/#breadcrumbitem"}]}]